Golden words from "The Intelligent Investor"by Ben Graham, which I would like to share: " In our own stock-market experience and observation extending over 50 years, we have not known a single person, who has consistently or lastingly made money by thus "following the market". We do not hesitate to declare that this approach is as fallacious as it is popular." - Source: "The Intelligent Investor" by Benjamin Graham (2003 edition), page 3.